Austin Elder

Mortgage broker · NMLS #1937462

Hi, I'm Austin.

I'm a San Antonio mortgage broker with Harbor Financial Mortgage. I've been doing loans since 2020 and have helped hundreds of families, and nothing has made me as happy as this work.

5.0 · 14 Google reviews

Three generations of San Antonio real estate

Real estate runs in my family. My late grandmother worked in luxury real estate for more than 10 years. My dad has been in San Antonio real estate for more than 30 years, still works in luxury homes today, and is one of the city's top producers.

I carry on the tradition in a different way, on the lending side. I actually set out to become a realtor. Then I met someone in lending, drank the Kool-Aid, and never went back.

How I work

  • The first call is my favorite part. I love answering your questions up front and getting you on a game plan, so you're ready to start shopping for your home.
  • I shop lenders for you. As a broker, I'm not limited to one bank's loans. I compare programs and pricing from multiple lenders and stay your point of contact from the first question to closing day.
  • I'm here when you're shopping. A lot of lenders and banks work 9 to 5 and not on weekends. I take calls and texts after hours and on weekends, because that's when most clients are out looking at homes. If you're out there, I'm right there with you, at least a phone call away.
  • You won't be left waiting. I may not answer instantly every time, but I always get back to you the same day, usually within a couple of hours.

Outside of work

I'm into photography and videography, and you'll see it in my plain-English mortgage videos on YouTube. My fiancée works in real estate too, so it's a blessing to be with someone who speaks the same language and doesn't mind the occasional evening call from a client.

At home it's Rocky, our Old English Bulldog, who is proudly on the chunky side, and Pebble, a small Maltese. I love them both to death.

Licensing

Austin Elder, NMLS #1937462, loan officer with Andice Enterprises, LLC dba Harbor Financial Mortgage, NMLS #2544195, 16620 San Pedro Avenue, Suite 227, San Antonio, Texas 78232. Verify my license on NMLS Consumer Access.

Calls and texts 7 days a week, evenings included. Office visits by appointment.

Let's start with that first call.

Free, 15 minutes by phone, and no credit pull.

Applying takes 10–15 minutes online. I usually pull credit within 24 hours, unless you'd like me to wait.

Call (210) 294-4223 · Text me · austin@hf-mortgage.com