Buying a home in Converse

The area at a glance

Converse is in Bexar County, bordered by San Antonio, and most homes in town are in Judson ISD. Because it's a separate city, you pay Converse's city rate instead of San Antonio's.

Being next to Randolph, it draws a lot of military families, along with buyers who want to stay close to the city without San Antonio's city tax.

2026 tax rates

For a home inside Converse city limits in Judson ISD, these are the 2026 rates before exemptions:

Per Bexar County's 2026 rates. Inside San Antonio city limits in Judson ISD, the combined rate is about 2.30%. See my Bexar County guide for other districts.

A worked example

Take a $300,000 home in Converse, in Judson ISD, appraised at its price:

• Without a homestead exemption: about $6,772 a year.
• With the homestead exemption: about $5,019 a year, or roughly $418 a month.
• The exemption saves about $1,754 a year, mostly from the $140,000 school exemption and the 20% exemptions from the county and hospital district.

My affordability calculator includes taxes when it estimates your price range.

Exemptions that lower your bill

• General homestead for your primary home: $140,000 off for Judson ISD, 20% off for Bexar County, University Health and road and flood control, and $5,000 or a small percentage off for the City of Converse, Alamo Colleges and the River Authority.
• Age 65 or older: an extra $60,000 off for school taxes, $50,000 for the county and Alamo Colleges, $30,000 for University Health and $15,000 for the City of Converse. School taxes are also frozen at the level of the year you qualify.
• Disabled veterans can get a partial exemption, or a full exemption at a 100% rating. My VA guide explains how.

You apply once with the Bexar Appraisal District using form 50-114. It's free, and you don't need to pay anyone to file it for you.

Which loans fit here

• VA loans: a natural fit near Randolph. $0 down for eligible buyers, and no monthly mortgage insurance. See my VA guide.
• FHA loans: the 2026 limit for a single-family home in Bexar County is $557,750. See my FHA guide.
• Conventional loans: as little as 3% down, with a 2026 limit of $832,750. See my conventional guide.
• First-time buyers: TSAHC's statewide down payment help, which I offer, works here too. See my first-time buyer guide.

What this means for your payment

Taxes here are a big part of the monthly cost, so I build them into every pre-approval and look up the exact taxing units for any home you're serious about.

Looking at more than one town? My areas page compares rates across the places I work most.